Accounts
Checking Account
Millard County Credit Union offers a checking account with many competitive features and benefits including:
No minimum balance
No monthly service charges
Unlimited check writing
Competitive quarterly dividends
In addition, overdraft protection and Visa Debit Cards are available for qualified members. Use your Visa Debit Card for ultra-convenience to make purchases or to access cash from your credit union checking account at any ATM that displays the VISA logo. A Merchant Services feature is available for our members in small business. Please work with one of our processors for an application, or contact us at memberservices@millardccu.com.
Savings Account
Your initial $25.50 deposit into your Millard County Credit Union Share Savings Account opens the door to a world of financial opportunities. Use your account to start saving for that “rainy day.” Then, as your account grows, consider some of Millard County’s other savings opportunities. Please work with one of our processors for an application, or contact us at memberservices@millardccu.com
Current Dividend Rate
.05%
Money Market Accounts
Interest distributed monthly, based from daily average balance. Money Market Account only allows 6 withdrawals per month. If withdrawal limit is exceeded, a fee of $50.00 per transaction will be charged.
TIER RATE APY
$0.01 - $4,999.99 0.50% 0.501%
$5,000.00 - $9,999.99 0.65% 0.652%
$10,000.00 - $24,999.99 0.75% 0.753%
$25,000.00 - $49,999,99 0.85% 0.853%
$50,000.00 - $99,999.99 1.00% 1.005%
$100,000.00 AND ABOVE 1.25% 1.257%
Certificates
If you are not going to need access to your funds for as little as 12 months - or as long as 36 months - certificate accounts are a great way to save. A certificate account provides the highest rate of return on insured deposits. Certificate accounts are insured up to $250,000 by NCUA.
Our Share Certificates allow you to deposit at any time.
Term APY RATE
6 Months 4.25% 4.169%
12 Months 5.25% 5.128%
24 Months 3.25% 3.203%
36 Months 2.75% 2.716%
To open a certificate account the minimum deposit amount $1000.00
To maintain account minimum balance $1000.00
Retirement Accounts
There’s no time like the present to start thinking about retirement. By becoming a disciplined saver today, you can ensure an enjoyable retirement tomorrow. Plus, with recent changes, IRAs have not only become a great way to save for retirement, but also a fantastic way to finance an education. Choose to enroll in an IRA today!