Schedule of Fees
Millard County Credit Union
Effective October 2, 2023
Checking Account Fees
| Description | Fees |
|---|---|
| Monthly Service Charge | No Charge |
| Copy of Paid Check | No Charge |
| Check Order (print & delivery) | At Cost |
| Stop Payment on Check | $15.00 |
| Returned Deposited Check | $25.00 |
| Overdraft Transfer (from Savings or overdraft) | $5.00 |
| Returned Check Insufficient Funds | $25.00 Each Time an Item is Presented for Payment |
| Courtesy Paid Check (paid insufficient funds) | $25.00 |
Visa Debit Card Fees
| Description | Fees |
|---|---|
| Card Replacement | $10.00 |
| Subsequent Card Replacement | $15.00 each |
| ISA & Conversion Fees | up to 2% |
| Rush order to Replace Card | $25.00 |
Online/ Mobile Banking Fees
| Description | Fees |
|---|---|
| Online Banking | No Charge |
| Mobile Banking (iPhone app or Android App) | No Charge |
| Online Bill Pay | No Charge |
| Account to Account Transfer | No Charge |
| E-statement | No Charge |
Electronic Payment Services (ACH-Automated Clearing House fees)
| Description | Fees |
|---|---|
| ACH Stop Payment | $15.00 |
| ACH Returned Insufficient Funds | $25.00 Each Time an Item is Presented for Payment |
| Courtesy Paid ACH (paid insufficient funds) | $25.00 |
Miscellaneous Fees
| Description | Fees |
|---|---|
| Account History Print Out | No Charge |
| Account Statement Copy (paper) | No Charge |
| Coin Deposit (rolled) | No Charge |
| Notary Service (member) | No Charge |
| Cashier's Check | No Charge |
| Copy of Cashier's Check | No Charge |
| Paper Statement | No Charge |
| Verification of Deposit | No Charge |
| Verification of Loan/ Mortgage | No Charge |
| Wire Transfer (Incoming domestic) | $15.00 |
| Wire Transfer (Outgoing domestic) | $15.00 |
| Declaration of Loss of Cashier's Check (only for lost or stolen, or destroyed check) | $15.00 |
| Account Research / Reconcilement | $25.00/hour |
| Bad Address (undeliverable statement or notice) | $3.00/month |
| Dormant Account (with bad address after 12 months of inactivity) | $3.00/month |
| Inactive Account (after 12 months of inactivity) | $3.00/month |
| Low Primary Shares (primary savings balance less than $25.00) | $10.00/month |
| Overnight/ Express Mail | $30.00 |
| Notary Service (Non-Member) | $5.00 |