Life is full of unexpected expenses and opportunities, sometimes you just need a little extra help to get where you want to go. Whether you’re planning a home renovation, consolidating debt, covering medical bills, going on a vacation, financing a wedding, or making a large purchase, our Personal Loans (also called an Unsecured Loan or Signature Loan) can help you achieve your goals with ease and flexibility.
Unsecured Loans
Personal Loan
A loan for when you need extra funds for any reason, whether it’s home improvements, debt consolidation, weddings, medical bills, large purchases, etc.
Loan Details:
Borrower from $500 to $10,000 per qualified borrower
Flexible terms from 24 to 60 months
No application fee
Personal Line of Credit (PLOC)
A loan to assist with unexpected expenses such as medical bills, car or home repairs.
Loan Details:
Borrower $500 to $2500 per qualified borrower
No application fee
Overdraft protection for your Checking Account
Unlimited overdrafts
No overdraft fees (only interest accrued on line of credit)
Personal/Signature/Consolidation Loan Rates
Rates effective as of
| APR* As Low As | Terms |
|---|---|
| 10.49% | 24 Months Fixed |
| 10.74% | 36 Months Fixed |
| 10.99% | 48 Months Fixed |
| 11.24% | 60 Months Fixed |
Payment Examples: If you qualified for a 60 month term at 11.24% APR* you would have
60 monthly payments of $21.86 per $1,000.00 borrowed.
Maximum 25,000.00
Holiday Loan
A specialized Personal Loan designed to assist with travel and holiday expenses.
Loan Details:
Borrow $100 to $2,500 per qualified borrower
Repayment term up to 12 months
Secured visa® Credit Builder Loan
The Visa Credit Builder Loan is designed to assist individuals with no credit, limited credit, or poor credit history. Whether you're just starting out or working to improve your credit, this loan offers an opportunity to build or rebuild your credit score. Good credit is not required for approval; all you need is a steady income to make your monthly payments.
With this loan, the amount you borrow is securely held in your regular Share Savings Account while you make monthly payments. Because payment activity is reported to the credit bureaus, on-time payments can improve your credit score over time.
Loan Details:
Borrow from $500 to $10,000 per qualified borrower
Payments reported to Experian
Shared Secured Loans
Uses your savings as collateral. Allowing you to protect your savings, build a positive credit history, and secure funds at a highly beneficial interest rate.
Loan Details
Borrow a minimum of $500 or maximum based on 100% of shares
Payment options up to 60 months
Does not require credit for approval
Payments reported to Experian
Share Secured Loan Rates
Rates effective as of
Payment Examples: If you qualified for a 60 month term at 3.99% APR* you would have 60 monthly payments of $18.41 per $1,000.00 borrowed.
