New and Used Auto Loans

Are you in the market for a new or used Auto Loan or looking to refinance for a lower rate or better payment option? MCCU can help with competitive rates, flexible terms, and personalized service tailored to your needs. Take advantage of our pre-approval process for budget clarity before visiting the dealership.

Great Auto Loan Rates – Guaranteed!

Each week, we survey the rates of our competitors to ensure that we are truly offering great rates! If you find a better-advertised Auto Loan rate at another Utah financial institution, we’ll match it.*

Loan Details:

  • *Rate must be offered by another inancial institution located in Utah. Rates offered at dealerships NOT eligible for rate match. Advertised rate must be found on the competing financial institution’s website. Matching rates are offered at the same terms and credit score qualifications offered by the competing financial institution. Eligibility for an account or membership in the competing financial institution is required. Rate match terms and conditions subject to change without notice.

Newer Car and Truck - Purchase, Refinance, or Title Loan Rates

Rates effective as of

Newer Car and Truck
APR* As Low As Terms Model Year
4.99% 60 Months, Fixed 2017-2027
4.99% 72 Months, $15,000 Min, Fixed 2017-2027
6.24% 84 Months, 30,000 Min, Fixed 2017-2027
8.24% 96 Months, 45,000 Min, Fixed 2017-2027
7.99% Branded Title** 25,000 Max, 60 Months Max 2017-2027

Payment Examples: If you qualified for a 60 month term at 4.99% APR you would have 60 monthly payments of $18.87 per $1,000.00 borrowed.
Maximum Loan Amount 100,000.00
** Additional Requirements, Call for details (435) 864-4411

Older Car and Truck - Purchase, Refinance, or Title Loan

Older Car and Truck
APR* As Low As Terms Model Year
5.99% ** 60 Months Fixed, 2006-2016
5.99% ** 72 Months, $15,000 Min Fixed 2006-2016

Payment Examples: If you qualified for a 60 month term at 4.99% APR you would have 60 monthly payments of $18.87 per $1,000.00 borrowed.
** Clean Title Only