Share Draft Checking Account

Our Share Draft (Checking) Account provides you with the convenience and flexibility necessary for effective money management.

Account Features:

  • No minimum balance 

  • No monthly maintenance fees

  • No minimum balance requirements

  • Free e-statements or paper statements

  • Free overdraft protection from savings*

  • Free Instant Issue Visa Debit Card printed in the branch

  • Free 24/7 access with Online & Mobile Banking

  • Free bill pay

  • Free mobile deposit capture

  • Easily open through Mobicint Online Banking

Coming Soon – Share Draft Platinum Checking

Share Draft Checking Rate

Rate & Annual Percentage Yield (APY) accurate as of December 8, 2025 and are subject to change without notice. Fees may reduce earnings.

Share Type Share Draft Checking
Share Type Share Type Dividend Rate*** APY**
Share Draft Checking None Coming Soon Coming Soon

  • *Must have adequate funds in your overdraft savings account to cover overdraft. Talk to a credit union representative for details and restrictions.

    Look for the Allpoint logo. The ATM may display a surcharge fee screen. Accept the surcharge and proceed with your withdrawal. You will not be charged the surcharge fee. Limit of 10 free transactions at an ATM per month, $1 each transaction over 10.

    ***Dividends are credited to your account monthly.

In Branch Debit Card Printing

Millard County Credit Union (MCCU) is excited to introduce our new in-house debit card printing service! This convenient feature allows members to receive a new debit card instantly at our branch, eliminating the wait for mailed cards. Members can choose from three available card designs to personalize their banking experience.

For more information or to request a new card, please visit your local MCCU branch or contact us directly.

Fillmore Branch: (435) 743-6545

Delta Branch: (435) 864-4411

Email: memberservices@millardccu.com

3 Custom Designs to choose from. NOW PRINTING!! Three vertical debit card designs for Millard County Credit Union featuring mountain, eagle, and Delta High School rabbit mascot motifs

    • Expired Cards: If a debit card has expired and no design preference is specified, MCCU will automatically issue and mail the standard MCCU card design.

    • Early Replacement Requests: Members requesting a new debit card before their current card expires will be charged a $10 replacement fee for their selected design.

    • Service Modifications: MCCU reserves the right to modify this service, including design options, fees, and availability, at any time without prior notice.