Newer Car and Truck - Purchase, Refinance, or Title Loan

New Car and Truck
Terms APR * as low as Model Year
60 Months, Fixed % 2017-2027
72 Months, $15,000 Min, Fixed % 2017-2027
84 Months, 30,000 Min, Fixed % 2017-2027
96 Months, 45,000 Min, Fixed % 2017-2027
Branded Title** 25,000 Max, 60 Months Max % 2017-2027

Older Car and Truck - Purchase, Refinance, or Title Loan

Older Car and Truck
Terms APR * as low as Model Year
** 60 Months Fixed, % 2006-2016
** 72 Months, $15,000 Min Fixed % 2006-2016

RV / Trailer / ATV / UTV / Boat

RV Trailer
Terms APR * as low as
60 Months Fixed %
72 Months, $10,000 Min Fixed %
84 Months, $15,000 Min Fixed %
120 Months, $20,000 Min Fixed %
180 Months, $30,000 Min Fixed %

Share Pledged

Share Pledged
Terms APR * as low as
Up To 60 Months Fixed %

Water Stock

Water Stock
Terms APR * as low as
Up To 60 Months Fixed, 80% Max LTV %

Visa® Credit Card

Visa Credit Card
Terms APR * as low as
Purchases %
Balance Transfers %
Cash Advances %

Overdraft / Revolving Line of Credit

Overdraft - Revolving Line of C
Terms APR * as low as
Line of Credit %

Personal / Signature / Consolidation Loan

Personal Signature
Terms APR * as low as
24 Months Fixed %
36 Months Fixed %
48 Months Fixed %
60 Months Fixed %

Short Term First Mortgage

Short Term First Mortgage
Mortgage Type Terms APR * as low as
10 Year Conventional First Mortgage Refinance** Fixed 120 Months, 80% Max LTV %
15 Year Conventional First Mortgage Refinance** Fixed 180 Months, 80% Max LTV %
20/10 Balloon ** 20 Year Amortization / 10 Year Balloon 80% Max LTV %
30/15 Balloon ** 30 Year Amortization / 15 Year Balloon 80% Max LTV %

Second Mortgage

Second Mortgage
Terms APR * as low as
60 Months, 85% Max CLTV Fixed %
120 Months, 85% Max CLTV Fixed %
180 Months, 85% Max CLTV Fixed %
10 Year Balloon (20 Year Amortization) %
15 Year Balloon (30 Year Amortization) %

Home Equity Line of Credit

Home Equity Line of Credit
Type Terms APR * as low as
120 month (2 Year Draw, 8 Year Payback)** Fixed Line of Credit, 85% Max CLTV %
 

Dividend Rates

Rates effective as

Certificates

Certificates
Term APY** Rate Minimum Balance
6 months % % $1,000
12 months % % $1,000
24 months % % $1,000
36 months % % $1,000

Money Market Accounts

Money Market Accounts
Tier APY** Rate Minimum Balance
Tier 1 % % $0
Tier 2 % % $5,000
Tier 3 % % $10,000
Tier 4 % % $25,000
Tier 5 % % $50,000
Tier 6 % % $100,000

Savings Accounts

Savings Accounts
Type APY** Rate Minimum Balance
Share Savings % % $25
IRA Savings % % $0