Open enrollment starts October 15
Open enrollment is a good time to review your Medicare coverage, compare plan options, and get answers before you make a change.
If you are new to Medicare or trying to decide whether to delay enrollment, our licensed insurance agent can walk you through Medicare Advantage, Medicare Supplement, prescription drug plans, and Original Medicare in plain language.
Need one-on-one help? Request a consultation and we’ll follow up within 1–2 business days.
New to Medicare?
Medicare coverage takes effect for most people at age 65. Medicare has become more complex over the years, and understanding how the different parts work together can help you spot gaps in your coverage.
What is Medicare?
Medicare is a federal health insurance program created in 1965. It is now administered by the Centers for Medicare and Medicaid Services and serves millions of people across the United States.
Who is eligible?
To qualify for Medicare, you must be a United States citizen or a legal resident who has lived in the U.S. for at least five years in a row before enrolling. You must also be 65 or older or have a qualifying disability.
MEDICARE
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Medicare Part A (Basic Benefits) focuses on the costs of health care at hospitals for inpatient care.
Hospitalization: Part A co-insurance plus coverage for 365 additional days after Medicare benefits end
Medical expenses: Part B co-insurance
Blood: First three pints of blood each year
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Medicare Part B covers the costs of health care outside of medical facilities and doctor visits.
Basic benefits (see Plan A)
Medicare Part A deductible
MEDICARE ADVANTAGE
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Medicare Part C is better known as Medicare Advantage Plans - they often cover A & B & D all in one plan.
Basic benefits (see Plan A)
Skilled nursing co-insurance
Medicare Part A deductible
Medicare Part B deductible
Foreign travel emergency
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Medicare part D covers prescription drug plans. Many Medicare Advantage Plans include Part D options in a single package.
Basic benefits (see Plan A)
Skilled nursing co-insurance
Medicare Part A deductible
Foreign travel emergency
Dedicated Licensed Insurance Agents
MCCU is dedicated to you and all your different Medicare and health insurance needs.
It's important to have a trusted advisor you can count on to provide you with helpful information,
assist you in signing up, and find the right Medicare plan to meet your needs.
Medicare Prescription Plan
Part D is the Medicare plan that covers most outpatient prescription drugs. This can be offered through private companies as a stand-alone option or can be included as part of a more comprehensive Medicare plan. Such Medicare plans that include prescription drug coverage are known as Medicare Advantage Prescription Drug (MAPD) plans. With the proper MAPD plan, you don’t need to be concerned with a separate Part D plan.
Medicare Supplements
A Medicare Supplement policy or Medigap policy is private insurance that supplements or helps you pay for some of the costs that Medicare does not pay for. When combined with Medicare, Medicare Supplement Insurance provides a high level of health insurance protection. MCCU offers a variety of plans to give you the flexibility to choose between different plans to meet your individual needs and budget. We can even help you enroll in Part A and Part B.
Our dedicated agent can help you learn about Medicare
- Discover your choices
- Prepare for initial enrollment
- Make changes to your Medicare plans
Are you looking to explore your options? An MCCU agent can help you with your Medicare enrollment and choose from a variety of affordable options to take control of your health and get the most out of your Medicare coverage. If you're employed, find out how your current health plan differs from or works with Medicare to decide if you want to keep your current health plan or switch to a Medicare plan.
Learn More InformationVisit with a Licensed Agent at (435) 864-4411 to schedule a Medicare Plan Review. By calling this number, a sales agent may contact you by phone, mail, or email.
By providing the information above, I grant permission for a licensed insurance agent from The Center for Senior Benefits to call, text, or email me regarding my Medicare health plan options including Medicare Advantage Plans, Medicare Supplement Plans, and Prescription Drug Plans.
The person who will be discussing plan options with you is contracted by a Medicare Health Plan or Prescription Drug Plan and is not affiliated with or endorsed by the government or Federal Medicare program. Calls may be made by auto dialer, text or robocall and are for marketing purposes. Cellular carrier charges may apply.
There is no obligation to enroll. Providing permission does NOT impact eligibility to enroll or affect your current enrollment, nor will it enroll you in a Medicare Advantage Plan, Prescription Drug Plan, or other Medicare plan.
This is a solicitation for insurance.
Millard County Credit Union does not warrant, guarantee or insure any service or product offered by any insurance companies. Millard County Credit Union, The Center for Senior Benefits, and insurance companies are separate entities.
2 CFR 422.2267(e)(41) We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.